• Watches
  • Rings
  • Earrings
  • Necklaces
  • Gold Pins/Broaches
  • Ankle Bracelets
  • Charm Bracelets
  • Charm Necklaces
  • Diamonds

Cash Loans

Receiving cash for a pledged item of value is by far the fastest, easiest, and most discreet method of obtaining cash in a hurry. Bring your item of value in and our knowledgeable and courteous staff will evaluate it. You will then be informed as to how much of a loan you will be able to obtain on your item. Loans are typically for a period of 4 months, with a rate of 3% per month, and can usually be extended by paying the interest at the end of the loan period. If you accept the terms, you receive cash on the spot, and your item will be stored safely and securely in our vault. You have the ability to redeem your property at any time before the end of the loan term by paying back the amount you borrowed, plus interest and fees, all of which is carefully explained to you up front. The client is not obligated to redeem his or her item if he or she doesn't wish to, although most do, as almost 90% of loans are repaid. If the loan or at least the interest is not paid following the four month term, the item is forfeited to Metropolitan and may then be resold but we will send letters reminding you of the terms and time left on the loan.